Common Questions and Answers

Can I freeze my EIN number?

Identity theft safeguarding


No, you cannot place a freeze on your Experian business credit report. If you're concerned that your business information is being used inappropriately, Experian recommends the following actions:

1) Monitor your business credit report. Experian's Business Credit Advantage subscription service provides unlimited access to your business credit report for 1-year. Experian will provide daily monitoring of your business credit profile and alert you of any changes, including those changes that may indicate potential fraud. You will also receive a new suite of identity alerts to help monitor your business information across the Internet and dark web. Visit either of our self-service sites www.smartBusinessReports.com to sign-up instantly to our Business Credit Advantage monitoring program.

2) Place a Fraud Alert statement on your business credit report. A Fraud Alert statement is most effective for those who believe they are victims of business fraud. A Fraud Alert is different than a Credit Freeze, a Credit Freeze is available for consumer credit only. A Fraud Alert statement can be viewed by lending and financial institutions when evaluating your business credit report. These statements advise the lender to contact the business owner or principal prior to extending new lines of credit or business trade lines. Visit our education page to learn how to place a Fraud Alert statement on your business credit profile.

For consumer credit protection, Experian has extensive information and resources available on our web site, such as this article, Here's What You Should Do After a Data Breach and our assistance page. Additionally, we offer Experian IdentityWorks, which provides 3-bureau credit report monitoring, Dark Web monitoring, a variety of alerts that may warn of potential fraud, up to $1 million in identity theft protection and dedicated fraud resolution specialists.

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

What is a business credit report and why is it important?

Can't I just use my personal credit?

How can I verify my own business data?

Why is it important to monitor my business credit report?

Do you have more questions regarding Experian business credit reports? Return to the home page of BusinessCreditFacts.com for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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