Common Questions and Answers

What can impact my business credit score?

Answer :
There are a number of factors that could have an adverse impact on your company's business credit score. Those factors include, but are not limited to:

  • The presence of derogatory public records on the business profile, such as collections, liens, judgments and bankruptcies
  • The status, recency, frequency and dollar amounts of any applicable liens, judgments, or bankruptcies
  • An increased trend in slow payment of obligations
  • An increase in the number of business credit inquiries or applications that are generated by the business or owner
  • The number of trade experiences, balances outstanding, payment habits, credit utilization, and trends over time
  • Years in business, line of business or Standard Industrial Classification (SIC), size of business and other demographic data

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

How can I improve my business credit score and report?

Why is it important to monitor my business credit report?

Why do some of my business credit lenders and suppliers not appear on my business credit report?

How does an annual review of my business credit report impact my business credit score?

Do you have more questions regarding Experian business credit reports? Return to the home page of BusinessCreditFacts.com for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
Like to see a new topic covered? Send topic suggestions to: .

Find us on Linkedin    Find us on Facebook    Find us on Twitter    Find us on YouTube    Find us on Instagram