How is a business credit score determined?
Answer :
Experian's Credit Ranking Score is determined through a statistically derived algorithm
that determines risk based on multiple factors:
- Credit: number of trade experiences, balances outstanding, payment habits, credit utilization, trends over time
- Public records: recency, frequency and dollar amounts associated with liens, judgments, bankruptcies
- Demographic information: years on file, Standard Industrial Classification (SIC) code, business size
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Related questions
How do I get a business credit score and report?
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What can impact my business credit score?
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